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Mortgage Made Simple !

Mortgage Calculators

Buying a property is a significant milestone in your life. But whether you are buying a house or an investment property, it is never a cheap purchase. Of course, buying a property entails research. It is not something that you can simply return to the store when you’ve realised that it does not suit your need. The same is true with your home loan. Unless you refinance with another lender or sell your property, you cannot cancel a home loan once the money has been released.

That’s why it is essential to do some research first and seek the helping hand of experts in the field.

Here at Abacus Finance, our mortgage brokers will give you all the necessary information that you need to make the right choice for your home loan. However, if you want to know how much you can safely borrow based on your financial situation and the current market rate before you meet with us, our mortgage calculator will help you. If you are currently paying for a home loan and looking to refinance, our mortgage refinance calculator can show you how much you can save with a refinancing loan.

Borrowing Power Calculator (Net Income)

Calculate your loan capacity based on your net income

Borrowing Power Calculator (Gross)

Calculate your own loan capacity based on gross income

Property Buying Cost Calculator

Calculate the cost of buying a house

Interest Only Mortgage Calculator

Calculate the amount of each repayment in the case of interest-only repayment

Loan Repayment Calculator

Calculate each repayment amount

Savings Calculator

Calculate the income of regular deposits after a period of time

Comparison Rate Calculator

Calculate the comparative interest rate of loan products

Extra Repayment Calculator

Calculate the impact of additional repayments on the loan

Other Calculators

Savings Goal Calculator – How Much To Deposit

Calculate the amount to be deposited when the deposit time is fixed

Savings Goal Calculator – How Long To Save

It takes time to reach the standard when the deposit amount is fixed

Income Tax Calculator

Calculate the amount of income tax payable

Rent vs Buy Calculator

Calculate the gap between renting and buying a house

Lump Sum Repayment Calculator

Calculate the time and interest that can be saved by prepayment

Payback time calculator

Repayment time when calculating fixed repayment amount

Fortnightly & Weekly Repayment Calculator

Calculate the time and interest saved by this repayment method

Property Selling Cost Calculator

Calculate the impact of deposits in hedging accounts on repayment

Home Loan Offset Calculator

Calculate the cost of selling a house

Compound Interest Calculator

Calculate the repayment of a compound interest loan

Budget Planner

Calculate Your budget

Credit Card Calculator

Calculate credit card payment

Introductory Rate Loan Calculator

Calculate how the introductory discount affects the repayment amount

Loan Comparison Calculator

Compare the advantages and disadvantages of two loan products

Leasing Calculator

Calculate the repayment amount of the leased equipment

Stamp Duty Calculator

Calculate the stamp duty required to purchase a house

Reverse Mortgage Calculator

Calculate the age of a reverse mortgage

Income Annualisation Calculator

Calculate annualised income

Income Gross Up Calculator

Calculate total pre-tax income

Split Loan Calculator

Calculate the repayment amount of the dual account

Why Use a Mortgage Calculator by Payment?


Want to know how much you will be paying during your repayment period? Our mortgage calculator will give you an idea upfront of how much your repayment will be for a given interest rate and period.Whether you are looking for a mortgage refinancing calculator or a mortgage payment calculator, Abacus Finance has it for you. Our mortgage calculator by payment is quite straightforward to use. 

Although a mortgage calculator will only give you estimates, it can still give you an idea of the following:

  • How much you can borrow
  • How much your repayment will be

When you meet with our brokers, you now have a fair idea of the practical amount that you can loan.

Abacus Finance’s Mortgage Refinancing Calculator

Are you thinking of refinancing your current loan? Our mortgage refinancing calculator can show you why you should refinance with us. In Abacus Finance’s mortgage refinancing calculator, you will be asked for the following information:

Loan Amount
the amount that you wish to borrow.
the loan term
Market Rate
the rate of your prospective lender or the market rate.
Repayment Type
 whether Principal and Interest or Interest Only.
 whether Living (Owner-Occupier) and Investment.

Our mortgage refinancing calculator will then show you how much you can save when you refinance with us. Abacus Finance will source the lowest interest rates possible. If you are not convinced or have questions, don’t hesitate to schedule a FREE consultation with our experts.

Let our Mortgage Brokers Help You

If you want specific and accurate numbers, we recommend setting a meeting with our professional mortgage brokers. 

Ask our brokers for any doubts and clarifications that you have in mind! Our team will give you a list of lenders and banks that meet your loan financial needs and your borrower’s profile. They can also give you more accurate information on how much you can borrow and how much your repayments will be.

Need more guidance? Contact us today and speak with a representative today.