Abacus Finance is known for specialising in non conforming home loans, commercial property loans and accessing private lending, offering some of the most competitive mortgage rates in Australia.
Non Conforming Home Loans
What are non conforming home loans? Put simply, if you’re a contractor, a casual employee, or if you’re self employed, it’s likely that you don’t receive a regular, predictable income which makes borrowing from the banks extremely difficult. In contrast, Abacus Finance has a panel of 40+ lenders, each with their own specialty and lending policies. The crux of the matter is that no matter what your situation, and even if the banks have said no, we’ll have the best chance of approving you for a mortgage in Australia.
First Home Buyers
We help many first-time homeowners gain access to benefits such as the first home buyers grants and also the first home buyers scheme. These two benefits make a large impact on people that are stepping onto the property ladder for the first time, and many first home buyers also require non conforming home loans. We are here to help and guide you.
Commercial Property Loans
We also have many customers that are investors who also own businesses requiring commercial property loans. Our investor/business clients prefer us to become their one-stop lending facility, accessing both traditional and private lending, especially if they are international investors requiring a local partner that understands the specifics and acts in their best interests.
Commercial Loans
Aside from commercial property loans, Abacus Finance also provides asset financing, business equipment financing, vehicle loans, venture capital and various other business lending. We become a businesses finance partner, allowing you access to capital when you need the leverage to move your business forward. We have a range of niche lenders to choose from, including private lending individuals who often have a healthier appetite for risk than the banks. Chat to us about your specific requirements, and we’ll be happy to assist.
Non Resident Loans
If you’re buying from abroad as an investor, or for your Australian based family, Abacus is well suited as your mortgage broker for non resident home loans. We have 105 lenders to choose from and we dominate the market in foreign lending. We speak a multitude of languages within our office, so it’s likely we can speak to you in your native language. We’ll guide you through the entire process and be your local partner here in Australia.
Private Lending
Accessing capital for growth is often the difference between a business hitting a plateau or thriving. We have a panel of private lenders with various appetites for risk, willing to inject capital, and a funding into worthy projects and talented people. Usually private lending comes with a requirement of collateral, so if you’re requiring the funds to purchase equipment, stock, or assets, this becomes the security itself in many cases, making the decision to finance easier. Abacus would like to think we can be your long-term finance partner.